Hi there, first post here. Hoping to get a response. I am looking to buy Oshan X7 Future Sense. The guy at Changan dealership has got me confused a bit in the charges associated with the invoiced, open invoice and booking. Apperently he has one that is invoiced and he is suggesting that it will cost me less than the open invoice (suggesting a 150K ON) or else I will have to wait for at least a month with booking.
He also told that there will be some CVT and other charges along with the transfer fee even if I get a slightly used one. So don't go for that.
The new Factory price for FS stand at 85.49 lacs.
The other one that I am considering is available for 85 lacs (its 2024 model, slightly driven and already registered)
Can someone please simplify the additional costing for me? Would it be wise to go for the slightly used one?
Also, can the PHA be done with any company? e.g., with Employer? is there any risk associated with it? for instance, down the road, can there be a scenario where your deposited amount is wasted and you end up with neither a car nor the money deposited? If I go with the slightly used version, how would the HPA done with that? can it directly be done from the current owner to HPA or will my employer have to first register it on his name and then do the HPA?
If HPA is not the option, would any internal letter issued by HR regarding the entitlement and monthly payments is enough to hold in the court in case of any dispute? in both HPA/HR letter scenarios, how could leaving the company be managed before the car transfer term is completed? Would it be really hard to sell it before completing the agreed HPA term? or can I just sell it and pay the difference and keep the rest?
Know these are a lot of questions, If someone can address all of them in a single answer, please do so or else please guide for the part you have knowledge/experience about.