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JS Bank Car Loan Calculator - Car Finance

JS Bank

JS CarAamad offers you a chance to drive away your dream car. JS CarAamad is an installment-based loan for new & used car finance in Pakistan.

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Features and Benefits

Quickest & hassle-free processing Lowest down payment (as low as 15%) Flexible tenure 1 – 7 years First year insurance financing Insurance through reputable insurance partners – EFU General Insurance, Adamjee General Insurance. Shaheen Insurance, TPL Direct Insurance & Askari General Insurance– at lowest rates Early settlement option (Nominal Charges apply) Financing based on floating rate of 1-Year KIBOR + 7% or fixed rate of 1-Year KIBOR + 10% Co-borrower facility No hidden charges Financing from Rs. 300,000 to Rs. 50 Million No down payment or processing fee payments before approval

Required Documents

Copy of CNIC 2 recent passport size photographs If JS Bank Customer - minimum 6 months customer deposit relationship. If Other Bank Customer -other bank's statement of minimum 12 months along with maintenance certificate. If other bank statement is a photocopy or internet copy then it should be stamped by the bank. For Salaried Individuals: Latest 3 Salary Slips (6 months banks statement required for those customers whose salary is credited on other than JS Bank) For Business Individuals: 1 year bank statement required along with certificate for those customers whose banking relation is less than 6 months with JS Bank.

Eligibility

Nationality: Pakistani Age: Minimum 21 Years & Maximum 70 Years (At the completion of the financing tenure) Tenure & Income Requirements for Self Employed/ Businessman: 1.Minimum 1 Year 2.Minimum average balance: Rs. 50,000 over last six months For Salaried Permanent employees ( Customers & Non-customers): 1.CCM A – 1 month employment 2.CCM B – 3 months employment 3.CCM C - 6 months employment 4.Minimum Rs. 25,000 per month net take home salary For Contractual employees: 1.Minimum1year employment with the present employer 2.Minimum Rs. 40,000 per month net take home salary

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