Salaam Takaful

Salaam Takaful Limited is Pakistan’s largest dedicated general takaful operator and the country's first Islamic Insurtech. Since its acquisition in 2018, the company has pioneered innovative, inclusive, and sustainable initiatives, guided by strong environmental, social, and governance (ESG) principles. With a commitment to transparency and community support, Salaam Takaful has built strong relationships and delivered significant value to its policyholders. Salaam Takaful has evolved into a market leader by offering comprehensive Shariah-compliant insurance solutions. Initially focused on motor takaful, the company has expanded into health and various other segments, ensuring tailored protection for individuals and businesses. Its commitment to Insurtech is reflected in the Salaam App, which provides seamless policy management, claims processing, and value-added services. As the first general takaful operator in Pakistan to distribute surplus back to policyholders, Salaam Takaful upholds the core principles of takaful—mutual cooperation and shared benefits. The company also integrates sustainability into its operations, with products like crop parametric insurance that protect smallholder farmers from climate risks and Pakistan’s first digital-only life insurance and Shariah-compliant financial protection solutions. Recognized for excellence, Salaam Takaful has received multiple Best Corporate and Sustainability Report awards from CA/ICMA Pakistan and SAFA. With a focus on customer-centricity, ethical practices, and technological advancement, Salaam Takaful continues to redefine the takaful landscape in Pakistan, providing secure, sustainable, and Shariah-compliant protection to individuals and businesses alike.